The $2 Trillion in Debit Card Transactions in the U.S. Up for Grabs Under the Influence of the Networks, Technology, and Consumer Preferences

by PaymentsJournal 0

Mercator Advisory Group releases new research analyzing U.S. debit market trends and transaction routing changes and estimating transaction volume and total value by routing method

Boston, MA — July 11, 2016 — Market forces at play are influencing debit transaction routing as well as card and transaction growth in the United States. Mercator Advisory Group’s latest report, 2016 Annual U.S. Debit Data Review looks at the data and how these influences are impacting all of the participants in the processing and settlement of a debit transaction.

“Data regarding debit cards and transaction is not as publicly available as it once was. Given the market shifts occurring, this information is as important as ever to issuers, networks, and processors, who need to react to the ways that debit card transactions are being routed. The purpose of this report is to create the foundation to track the trends of all debit card transactions through the various networks,” commented Sarah Grotta, Director, Debit Advisory Service at Mercator Advisory Group and author of the report.

This report also analyzes the events and market conditions that created the trends we are seeing in debit volume and discusses what trends are likely to be most influential in the future.

Highlights of the report include:

  • Changes in debit card ownership and usage in the U.S.
  • Trends in global network transactions and dollar volumes
  • Trends in EFT debit network transactions and dollar volumes
  • Analysis of how mobile, EMV, PIN-less debit and other forces have impacted these trends
  • Discussion of how future products, services, and regulation may impact debit transactions in the future

One of the 10 exhibits included in this report:
Global Debit Network Transactions

This report has 24 pages and 10 exhibits

Companies mentioned in this report include: Accel, AFFN, Bank of America, Discover, EMVCo, Jeanie, JP Morgan Chase, MasterCard, Merchant Advisory Group, NYCE, Pulse, Shazam, STAR, and Visa.

Members of Mercator Advisory Group’s Debit Advisory Service have access to these reports as well as the upcoming research for the year ahead, presentations, analyst access, and other membership benefits.

For more information and media inquiries, please call Mercator Advisory Group’s main line: (781) 419-1700, send email to

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About Mercator Advisory Group
Mercator Advisory Group is the leading independent research and advisory services firm exclusively focused on the payments and banking industries. We deliver pragmatic and timely research and advice designed to help our clients uncover the most lucrative opportunities to maximize revenue growth and contain costs. Our clients range from the world’s largest payment issuers, acquirers, processors, merchants and associations to leading technology providers and investors. Mercator Advisory Group is also the publisher of the online payments and banking news and information portal

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