The Data Around U.S. Credit Card Line Utilization:
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Tag: Underwriting
Explore articles on underwriting, focusing on how risk assessment impacts lending, insurance, and financial services. Discover the role of innovative technologies and data analytics in streamlining underwriting processes, improving decision-making for businesses and consumers in the financial sector.
CFPB Enters the Ring with BNPL: Time to Start Reporting
As a sign that Buy Now Pay Later (BNPL) has matured to become a mainstream lending product, top companies received ...
Improving Merchant Underwriting: Accelerating the Process Without Sacrificing Due Diligence
The same technological advancements that have caused an explosion of e-commerce and fintech growth in recent years have also given ...
Underwriting is the First Step in Accelerating Successful Onboarding
The world has officially reached a state of digitization. With devices in nearly every hand, purse, or pocket in the ...
MCMC Auto Chooses Scienaptic’s AI-Powered Credit Decisioning Platform to Improve All Facets of Their Underwriting Process and Financial Risk Management
Scienaptic positions MCMC Auto to strengthen its lending portfolio using enhanced credit decisions NEW YORK – Mar. 29, 2021 – ...
ETA Releases Fourth Edition of Merchant and ISO Underwriting & Risk Monitoring Guidelines for Payments Companies
The Electronic Transactions Association (ETA), the global trade association for the payments technology industry, released today the fourth edition of ...
Alternative Financial Data Offers More Clarity to Traditional Credit Risk Assessment
Consumers in no-file and thin-file segments with little to no markers of credit assessment face significant challenges to credit access ...
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