The FICO Score and Alternative Data: Opening the Sales Funnel Is One Thing, Mitigating Risk Is Another
To build on an earlier article unpacking a new Mercator Advisory Group white paper, Credit Scoring, Fintech, and Consumer Loans: ...
Tag: Responsible Lending
Responsible lending ensures that financial institutions provide loans that borrowers can repay without undue hardship. Discover how this approach supports ethical banking practices, fosters trust, and promotes financial health by assessing borrower needs, offering transparent terms, and maintaining fair lending standards in a dynamic financial landscape.
What Might Responsible BNPL Look Like?
BNPL is reaching an inflection point. Continued strong growth is spurring action by larger providers, such as Amex, Capital One ...
Rent-A-Bank: Creative Solution or Regulatory Hotspot?
NPR recently reported a move to limit fintechs from lending through rent-a-banks, which could negatively impact credit cards issued through ...
CFPB Returns to Its Roots for Credit Cards and Other Consumer Options
Rohit Chopra, who was on the shortlist for the CFPB lead role, assumes control shortly after Mr. Biden submits his ...
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