Tag: Payday Lenders

Credit cards often grab the headlines, but rates are highly regulated, the market is transparent, and competition is stiff. Standard ...

NPR recently reported a move to limit fintechs from lending through rent-a-banks, which could negatively impact credit cards issued through ...

Australia was the “canary in the coalmine” for Buy Now Pay Later lending, and it survived the test. After that, ...

Lending is a service business.  The word “service” is essential because it reflects the relationship between borrower and lender.  The ...

CFPB just published its review of payday lending, auto title loans, and pawnshops.  These three alternatives to the household use ...

State legislators in California have proposed offering banking accounts with low or no fees with the objective of supporting the ...

There has never been a shortage of innovation at Bank of America, a top financial institution. While my personal favorite ...

Underwriting credit cards is a relatively simple process.  You pull a bureau and a FICO score.  You do a quick ...

Two years ago, I took a payday loan to put the industry in context.  There was no personal need, but ...

WASHINGTON, D.C. – The Center for Responsible Lending (CRL) applauds a federal court ruling out of Texas, which rejected a ...