Installment Lending: Everything Old is New Again
BNPL is not the only borrowing tool revived from the annals of banking. This time, it is Installment loans. Just ...
Tag: Loans
Stay updated on loan industry trends and developments. PaymentsJournal offers expert analysis and news on the evolving landscape of lending and credit.
PayDay Lending: Out on the Fringes and Still an Ugly Business
Credit cards often grab the headlines, but rates are highly regulated, the market is transparent, and competition is stiff. Standard ...
Consumer Asset-Based Loans: Are Fintechs Pennywise & Pound Foolish?
When a consumer goes to borrow, whether it be a credit card or loan, there is a basic assumption that ...
Marqeta Survey Shines a Light on European Consumer Lending
Consumer lending is the process of extending credit to individuals, typically in the form of loans. The decision whether to ...
Top Drivers of Non-Traditional Installment Borrowing:
Top Drivers of Non-Traditional Installment Borrowing by Consumers with Credit Cards: Don’t miss another episode of Truth In Data! Click ...
Credit Card Late Fees: Much Ado About Nothing, or a Bigger Social Issue?
The CFPB published a report on late fees derived from credit cards. There are few surprises. The short takeaway is ...
U.S. Household Debt by Type:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...
Credit Unions: Where the Money Is
The latest report by the National Credit Union Administration (NCUA) indicates that unsecured personal loans outpaced credit card volumes. Credit ...
If Consumers Like BNPL, Will They Love Installment Loans?
Credit cards and installment loans are consumer lending products, but they vary in objectives and terms. Credit cards provide consumers ...
Buy Now Pay Later Credit Bureau: Good Idea or Clouding the Issue?
Experian reported the introduction of the Buy Now Pay Later Bureau, a proprietary offering that promises to fix the issue ...
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