Neobank backed by Google adds Millions of Small Business Accounts
A neobank is a type of financial institution that offers digital banking services without physical branches. Neobanks typically operate through ...
Tag: Lending
Stay updated on lending industry trends and developments. PaymentsJournal provides expert analysis and news to help you navigate the evolving landscape of loans and credit.
The Promise of DeFi Lending Services
Author's Note: At the time of publishing this article, the world is experiencing the beginnings of a second "crypto winter" ...
Expanding the Methods and Speed of Loan Payments for Banks and Other Lenders
It’s 2022 and many consumers are splitting restaurant bills with peer-to-peer (P2P) apps and initiating a wide range of payments ...
2Q2022 Bank Profits Post, Getting Ready for the Storm
As credit card issuers prepare for the perfect storm of rising interest rates and surging inflation, initial bank results indicate ...
The FICO Score and Alternative Data: Opening the Sales Funnel Is One Thing, Mitigating Risk Is Another
To build on an earlier article unpacking a new Mercator Advisory Group white paper, Credit Scoring, Fintech, and Consumer Loans: ...
CFPB: Are Late Fees to Offset Delinquency Costs, or for Revenue?
Pricing credit cards is often an art as much as a science. The card issuer faces the challenge of being ...
BNPL: Will Regulators Be Able to Figure Out Reporting?
Our view of BNPL is mixed. Consumers are ready for something new, as evidenced by the product’s growth. Lenders are ...
Four Banks Dominate Consumer Lending in Russia:
The credit card is one of the most common forms of consumer lending. Credit cards allow consumers to borrow money ...
Apple Makes Risky Play into the Lending Market
Interesting times at Apple, as a crowd of fintech analysts forms to see how far Apple will wade into the ...
Buy Now, Pay Later: Merchants Need to Think About Plan B
Will BNPL as we know it, make it to the winter holiday season? Maybe not if you read the WSJ. ...
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