Race and Credit Scores: It is a Social Issue, not a Scoring Issue
Any lender worth their salt does not care about race, religion, national origin, sexual orientation, or marital status. Lending is ...
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Any lender worth their salt does not care about race, religion, national origin, sexual orientation, or marital status. Lending is ...
A “dead cat bounce” metaphor is used in the investment trade. In short, it supposes that “even a dead cat ...
Regulators are often critical of credit bureaus, but it is ironic when you consider how federal government agencies toil with ...
A neobank is a type of financial institution that offers digital banking services without physical branches. Neobanks typically operate through ...
Author's Note: At the time of publishing this article, the world is experiencing the beginnings of a second "crypto winter" ...
It’s 2022 and many consumers are splitting restaurant bills with peer-to-peer (P2P) apps and initiating a wide range of payments ...
As credit card issuers prepare for the perfect storm of rising interest rates and surging inflation, initial bank results indicate ...
To build on an earlier article unpacking a new Mercator Advisory Group white paper, Credit Scoring, Fintech, and Consumer Loans: ...
Pricing credit cards is often an art as much as a science. The card issuer faces the challenge of being ...
Our view of BNPL is mixed. Consumers are ready for something new, as evidenced by the product’s growth. Lenders are ...
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