Tag: FICO

Stay updated on FICO-related news and insights. PaymentsJournal offers expert analysis on trends and innovations affecting credit scoring and the broader financial services industry.

BNPL CFPB Reports: Will Line Items Look like CCs or Installment Loans?

by Brian Riley

February 28, 2022

Today, the WSJ reports that Buy Now, Pay Later updates will begin at Equifax, with Experian and TransUnion soon to ...

CHARGEBACK FRAUD 101

by PaymentsJournal

February 3, 2022

Chargeback fraud is defined as the process by which consumers fraudulently attempt to secure a refund using the chargeback process. ...

Financial Inclusion: Regulators Must Harmonize Goals for CC’s & Lending

by Brian Riley

January 27, 2022

There’s plenty in the press on financial inclusion and ways to embrace the under-and-unbanked. Yesterday’s discussion on a solid solution ...

Onboarding Credit Invisibles: Many Benefits to Embracing the Unscored

by Brian Riley

January 26, 2022

My personal FICO Score is usually 5% to 10% lower than my wife's score. She is long-retired, and I am ...

Experian Go™ Program Will Allow Millions of Credit Invisibles to Start Building Credit in Minutes

by PaymentsJournal

January 26, 2022

Costa Mesa, Calif., January 26, 2022 —To further financial inclusion across the United States, Experian® today launched Experian Go™, a ...

CFPB and Credit Cards: Proceed with Caution

by Brian Riley

January 24, 2022

A post at the CFPB blogsite indicated that the regulator would soon be reviewing the inner workings of the credit ...

household debt Inflation: Risk Credit Debt, economic stress, rising consumer debt U.S.

Inflation: 7% Rates Will Haunt CC Users and Bring Risk to Credit Quality

by Brian Riley

January 12, 2022

Credit cards help consumers get through their everyday needs. No matter where you are on the economic spectrum, you can ...

BNPL: Entering Mainstream Lending with Credit Bureau Reporting

by Brian Riley

January 3, 2022

BNPL may not be the best thing that happened to lending, but credit bureau reporting for BNPL consumer loans may ...

Seven Positive Trends That Will Shape Credit Cards in 2022:

by PaymentsJournal

December 8, 2021

Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...

FICO Launches Powerful Next-Generation Originations Solution for Digital-First Account Openings

by PaymentsJournal

November 16, 2021

SAN JOSE, Calif., Nov. 16, 2021 /PRNewswire/ -- Highlights FICO today launched its next-generation loan origination solution, FICO® Originations Solution, Powered by ...