Tag: FICO

To unpack a new Mercator Advisory Group white paper released this week, Credit Scoring, Fintech, and Consumer Loans: Why AI ...

Pricing credit cards is often an art as much as a science. The card issuer faces the challenge of being ...

Secured credit cards play an important role in consumer credit for those with thin or no credit records. They enable the ...

Credit card delinquencies have never been better than they were in 2021. According to the Federal Reserve, delinquent accounts for ...

There is plenty of talk about fintech Upstart’s recent stock performance, which closed at $37.46 per share on May 16, ...

When a consumer goes to borrow, whether it be a credit card or loan, there is a basic assumption that ...

When it comes to fraud, are people worried about the wrong things? New research of consumers’ attitudes to fraud suggests ...

The CFPB published a report on late fees derived from credit cards. There are few surprises. The short takeaway is ...

I’m the kind of person that looks at the payment card you use at the grocery store. If you are ...

Five years ago, we noted the importance of domestic payment systems in the BRIC countries, Brazil, Russia, India, and China, ...