Everyone Can Use an iPhone, But an Apple Card Isn’t for Everyone
Full Disclosure: I love my iPhone. It is a paid-in-full iPhone XS Max that is six years old and works ...
Tag: Credit Score
Learn about the significance of credit scores in financial health, their impact on lending decisions, and strategies to improve and maintain a strong credit profile.
How Many Complaints do the Credit Reporting Agencies Receive?
Credit reporting agencies play a critical role in determining consumers' financial health, but they are not without controversy. Consumers often ...
Accurate Credit Scoring is Essential to Combat Credit Delinquency
More households are depending on credit to meet day-to-day expenses, and that’s fueling worldwide credit delinquency. Credit scores for lower-income ...
Credit Bureaus Still Can’t Figure out BNPL
Should buy now, pay later loans impact your credit score? That’s been an important question ever since Apple announced in ...
Inside the Campaign to Remove Medical Debt from Credit Scores
A new proposal from a group of Democratic senators would prevent medical debt from negatively impacting a consumer’s credit score. ...
Financially Vulnerable Consumers Are Most Likely to Use BNPL Services
U.S. consumers with lower credit scores and greater unfulfilled credit needs make up a significantly disproportionate share of buy now, ...
UK Startup Looks to Open Banking Tech to Transform Credit Building
UK startup BuildMyCreditScore is leveraging open banking technology to let consumers boost their credit scores. The company is offering consumers ...
How FIs Can Boost Digital Engagement Banking with Account Holders Through Data
It’s no secret that consumers increasingly want and expect personalized service from places they patronize—and financial institutions (FIs) are no ...
Verified Digital Identities Will Revolutionize Consumer Lending
Consumer lending in the on-demand economy has created new opportunities for individuals and businesses with limited credit histories or financial ...
How Have Secured Credit Cards Affected Credit Scores?
Secured credit cards can be an excellent option for those who are looking to establish or rebuild credit. Unlike a ...
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