Tag: Credit Cards

Stay updated with insights on credit cards at PaymentsJournal. Explore trends, news, and expert analysis on credit card solutions, features, and their impact on consumer finance.

in-vehicle payments, connected car, in-car payment

Medical Expenses, Vehicle Costs Drive Older Adults into Credit Card Debt

by Tom Nawrocki

March 10, 2025

Many older adults carry credit card debt from month to month, but that is not necessarily a sign of profligacy. ...

Shifting Payment Tides: Among Generations, credit cards p2p payments

Shifting Trends: Credit Cards and P2P Payments Take Center Stage

by PaymentsJournal

December 16, 2024

Financial institutions are exploring new ways to attract younger savers, and their payment habits are evolving in turn. Credit cards ...

How Many Charge-Offs Are There for Small Credit Card Issuers?

by PaymentsJournal

November 4, 2024

Small credit card issuers are facing a significant challenge in today’s economic environment as charge-off rates rise across the industry. ...

What Payment Methods Are Used to Fund P2P Payments?

by PaymentsJournal

September 13, 2024

Peer-to-peer (P2P) payments have become a popular method for individuals to transfer money quickly and easily, often in real-time. These ...

Is Credit Card Line Utilization Increasing?

by PaymentsJournal

August 16, 2024

Over the past five years, the available balance on credit cards in the U.S. has shown significant fluctuations, reflecting the ...

What Are the Preferred Payment Methods at Physical Locations?

by PaymentsJournal

July 19, 2024

In the ever-evolving landscape of retail, understanding consumer preferences for payment methods at physical locations has become crucial for businesses ...