KeyBank: Best Practices in Secured Cards
Secured credit cards play an important role in consumer credit for those with thin or no credit records. They enable the ...
Tag: Credit Card
How the Russian National Payment Card System Works Post-Sanctions:
Russia is a country that is increasingly embracing payment cards as a means of payment. This is in line with ...
United Airlines Has Phased Out Payment Options over the Pandemic
United Airlines quietly made major changes to in-flight payment acceptance over the past 2 years, only allowing payments with cards ...
Fumbling and Stumbling in Buy Now, Pay Later
Our position on BNPL, since it hit the U.S. market, is that the model is unsustainable. Simply put, you can ...
CC Delinquency: Subprime Performance the “Canary in the Coalmine”
Credit card delinquencies have never been better than they were in 2021. According to the Federal Reserve, delinquent accounts for ...
Fair Lending and Credit Cards: No Problems Here
Fair lending laws are a staple of credit card payments. In the world of credit cards, issuers are more concerned ...
75 BPs and Counting: Credit Card Rates Start to Climb
Yesterday the Fed Funds rate climbed 0.50%, on top of March 17th’s 0.25% increase, which now brings the prime to ...
Doing Durbin: Senate Hearing on Credit Card Interchange Begins Today
Many question the promises and results of the original Durbin Amendment, which grew out of the Great Recession. The Credit ...
Fighting Fire with Fire: Bankers Want No Changes to Durbin Amendment
Interchange rates are the fees that merchants pay to card issuers for the acceptance of credit and debit cards. These ...
Bolstering Business Brands with Discover® Global Network White Label Credit Cards
Businesses hoping to issue personalized credit cards – rejoice! There is a great way to provide U.S. cardholders access to ...
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