Why the CFPB Needed to Curb Data Brokers’ Access to Financial Data
While credit bureaus collect detailed information about individuals' personal and financial lives, they are legally restricted in how they use ...
Tag: Credit Bureaus
Explore articles on credit bureaus, highlighting their role in collecting and analyzing consumer financial data. Learn how credit bureaus influence lending decisions, credit scores, and the overall credit landscape, shaping the relationship between consumers and financial institutions.
National Public Data Breach Spotlights Need for Stronger Identification Methods
Background check company National Public Data (NPD) has been hacked by criminals who obtained 2.9 billion records of private U.S. ...
Accurate Credit Scoring is Essential to Combat Credit Delinquency
More households are depending on credit to meet day-to-day expenses, and that’s fueling worldwide credit delinquency. Credit scores for lower-income ...
BNPL Financing: A Lifeline for Struggling Businesses
Roughly 360 million people worldwide have used Buy Now, Pay Later (BNPL) services to fund their purchases. And according to ...
Credit Card Complaints: From Bad to Better
The CFPB has been pursuing the issue of credit reporting complaints for some time now, and with their latest report, ...
Fixing Credit Bureaus: Will the CARES Act Be the Impetus?
Credit bureau issues remain a festering issue for consumers. Although a series of laws and regulations mandate concise reporting, credit ...
Credit Bureau Accuracy, Disputes & Trends: More than Just Credit Cards
Keeping credit bureau data accurate is a massive task the industry has toiled with since credit cards became a mass-market ...
Fair Access to Credit Depends on Credit Bureau Data
The economy is showing signs of recovery and weekly jobless claims are continuing to decline. At the same time, many ...
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