Tag: Consumer Lending

Explore the latest trends in consumer lending, focusing on digital solutions that enhance accessibility, speed, and security within the payments and banking sectors.

Citi: Never Sleeping in Australia Consumer Lending, Credit Cards, or BNPL

by Brian Riley

August 4, 2021

Citi has a storied history in retail banking, or personal finance, in the days before electronic banking. Whether the business ...

Younger Adults Are More Likely to Have Made Late BNPL Payments:

by PaymentsJournal

July 2, 2021

Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...

Demographics of BNPL Borrowers Who Take Out Multiple Loans Simultaneously:

by PaymentsJournal

July 1, 2021

Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...

Caps On Consumer Loans: Cleaning Up the Market or Pricing Out Risky Borrowers?

by Brian Riley

June 1, 2021

Lending is a service business. The word “service” is essential because it reflects the relationship between borrower and lender. The ...

Characteristics of Buy Now Pay Later Consumers:

by PaymentsJournal

April 27, 2021

Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...

Alternative Financing Enables Retailers to Boost Approval Rates and Customer Loyalty

by PaymentsJournal

December 8, 2020

Retail financing is an appealing incentive for merchants and consumers alike. One type of alternative financing, waterfall lending, makes it ...

Tapping the Brakes on Lending: COVID-19 Forces Credit Card Lenders to Tighten

by Brian Riley

March 30, 2020

Credit card and loan applications may not be slowing yet, but banks need to contract their lending, as reported by ...

How Automotive Lenders Can Improve Their Compliance Framework to Adhere with Automotive Loan Regulations

by Vladimir Kovacevic

March 24, 2020

Many automotive lenders face challenges today associated with maintaining compliance in all facets of their business. Automotive loan compliance requires ...