Tag: Budgeting

Discover how effective budgeting helps individuals and businesses manage expenses, improve financial health, and plan for the future by allocating resources wisely in the payments and banking sectors.

Are YouTubers and Social Influencers Portraying Finances Unrealistically?

by Frankie Wallace

April 25, 2022

Are YouTubers and social influencers doing too much with money? Our answer is: probably so. It seems like the more ...

7.2% Inflation: Now a Credit Card Risk Factor

by Brian Riley

February 10, 2022

A New York Times headline on inflation warns that “prices climbed 7.5 percent in January, the fastest inflation since 1982.” ...

The Pandemic’s Impact on Household Budgets:

by PaymentsJournal

January 6, 2022

Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...

Turkeys, Inflation, and the Ability to Repay Credit Cards

by Brian Riley

November 19, 2021

Inflation creates risk in the credit card business. The typical U.S. household, with a median income of $68,521, must juggle ...

Positive and Negative 2020 Events Shaping Credit in 2021

Positive & Negative 2020 Events Shaping Credit in 2021:

by PaymentsJournal

April 26, 2021

Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...

Credit Card Delinquency: Metrics Continue to Improve

Credit Card Delinquency: Anticipate the Uptick

by Brian Riley

August 28, 2020

Consumer revolving debt continues to dip, as June’s recently published numbers indicate. The number now sits at $992.4 billion, after sliding ...

Fiserv Helps Financial Institutions Make the Right Business Decisions with New Financial Planning and Forecasting Capabilities

by PaymentsJournal

July 28, 2020

Fiserv, Inc. (NASDAQ:FISV), a leading global provider of payments and financial services technology solutions, is equipping financial institutions to better ...