The FICO Score and Alternative Data: Opening the Sales Funnel Is One Thing, Mitigating Risk Is Another
To build on an earlier article unpacking a new Mercator Advisory Group white paper, Credit Scoring, Fintech, and Consumer Loans: ...
Tag: Alternative Lending
Stay updated with insights on alternative lending at PaymentsJournal. Explore trends, news, and expert analysis on alternative lending solutions and their impact on the financial industry.
SMEs or Small Businesses? Both Need Support, In Different Ways
This piece was dropped in The Scotsman by a senior at Mambu, the Berlin-based fintech delivering a BaaS platform to ...
PayDay Lending: Out on the Fringes and Still an Ugly Business
Credit cards often grab the headlines, but rates are highly regulated, the market is transparent, and competition is stiff. Standard ...
Top Drivers of Non-Traditional Installment Borrowing:
Top Drivers of Non-Traditional Installment Borrowing by Consumers with Credit Cards: Don’t miss another episode of Truth In Data! Click ...
DoorDash Announces Financing
Restaurant delivery platform DoorDash announced the launch of DoorDash Capital, designed to provide financing and business working capital to restaurants ...
How Alternatives to Traditional Financing Options Positively Impact Enterprise Retailers
During the economic hardship of COVID-19, retail consumers became more interested in accessing credit to make purchases, and retailers became ...
Small Businesses’ Familiarity with Online Lenders Continues to Increase:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left corner of your screen ...
BNPL Loans: Disrupting the Credit Card Down Under or Repurposing a 1300-Year-Old Model?
There is no question that Buy Now Pay Later (BNPL) disrupted the credit card industry, but several questions exist: how ...
Alternative Financing Enables Retailers to Boost Approval Rates and Customer Loyalty
Retail financing is an appealing incentive for merchants and consumers alike. One type of alternative financing, waterfall lending, makes it ...
Alternative Financing: Using Waterfall Lending to Drive Sales
The financial landscape is always transforming. And while big banks are still a good option for consumers seeking some extra ...
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