The answer? Pretty fast. Money Magazine elaborates:
“You don’t have to wait until your business has been established for a specific period of time before you apply for a small business credit card. Most card issuers will base their decision on your personal credit scores, along with financial information you provide on your application, so as long as you have good personal credit scores and meet other requirements (such as income) you should qualify.”
It’s a very topical question given the obsession over speed that is driving small business borrowers and lenders these days (a trend that I explore in more detail in my recent small business credit card report).