The PaymentsJournal Podcast

As fraudsters become more innovative in their schemes, Nacha is rolling out new rules to address emerging fraud risks, particularly...

 The holiday season is here, bringing with it a host of celebrations. From office parties to family gatherings, shoppers are...

Artificial intelligence is fueling a major transformation in the financial fraud landscape. AI has democratized criminal sophistication and fraud at...

Instant payments have been a global phenomenon, but the momentum for real-time payments  is building in the U.S. There is...

In 2021, the Government of Canada passed the Retail Payments Activities Act, which required the Bank of Canada, the nation’s...

Artificial intelligence has had a dramatic effect across industries in a short time. Accounting is no exception, but there has...

When the topic is prepaid cards, the store-branded or general-purpose gift cards at grocery stores and retailers might come to...

As of March 10, 2025, ISO 20022 will become the messaging standard for financial services in the United States. Yet...

Banks allocate significant resources to fighting fraud, both in prevention and in maintaining reserves for potential losses. No matter how...

The ATM industry has undergone a dynamic shift that has taken automated teller machines far beyond cash dispensation. As the...