What Attracts Co-Branded Credit Card Applicants?
Co-branded credit cards have become a powerful tool in the financial and retail industries, offering a blend of targeted rewards,...
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Credit
Credit impacts both consumers and businesses, playing an important role in personal finance and economic growth. It allows consumers to make purchases and helps businesses conserve cash while expanding operations.
Visa’s All-in-One Card Comes to the U.S.
Visa is betting that the world needs a single card that covers debit, credit, buy now, pay later services, and...
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Credit Card Debt Is Soaring Among Retirees
Over two-thirds of U.S. retirees had outstanding credit card debt this year, marking a substantial increase from previous years, according...
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How Many Charge-Offs Are There for Small Credit Card Issuers?
Small credit card issuers are facing a significant challenge in today’s economic environment as charge-off rates rise across the industry....
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FTC to Return Millions to Consumers Over Credit Karma Misrepresentations
The Federal Trade Commission is sending more than $2.5 million to consumers who were manipulated by false credit card offers...
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What Makes Credit Card Users So Fickle?
Credit card users are showing less and less loyalty to their current brands, even as the trend of carrying just...
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Why Goldman’s Exit from the Apple Card Got $89 Million Messier
The Consumer Financial Protection Bureau’s $89 million fine of Goldman Sachs and Apple for mismanagement of the Apple Card was...
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Bank of Canada Takes Oversight of Payment Service Providers
In 2021, the Government of Canada passed the Retail Payments Activities Act, which required the Bank of Canada, the nation’s...
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Barclays Moves Into the GM Card Business, Pushing Goldman Aside
Barclays’ takeover of the General Motors line of credit cards is another coup for the American subsidiary of the UK-based...
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The Folly of Capping Credit Card Interest Rates
One idea floated in the current presidential race is temporarily imposing price controls on credit card rates, limiting them to...
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