How Many Charge-Offs Are There for Small Credit Card Issuers?
Small credit card issuers are facing a significant challenge in today’s economic environment as charge-off rates rise across the industry....
Top 5 Payment Card Types used by Customers
In an era where consumer expectations and environmental consciousness are reshaping industries, payment cards are also undergoing a transformation. With...
Bank of Canada Takes Oversight of Payment Service Providers
In 2021, the Government of Canada passed the Retail Payments Activities Act, which required the Bank of Canada, the nation’s...
Accountants View AI as an Ally, not a Competitor
Artificial intelligence has had a dramatic effect across industries in a short time. Accounting is no exception, but there has...
QR Codes: The Missing Link To Instant Payments Adoption
There are more ways to send and receive payments than ever before, but the added complexity isn’t always a boon...
Prepaid Cards Are Essential Components of Rewards and Incentives Programs
When the topic is prepaid cards, the store-branded or general-purpose gift cards at grocery stores and retailers might come to...
Exploring the Current Gift Cards Landscape
It can be difficult to choose the perfect gift! This is just one reason why consumers are planning to purchase...
Five Ways to Effectively Optimize Cash Flow
Businesses looking to stay competitive, drive growth, and build resiliency are increasingly focused on cash flow. What was once considered...
For ISO 20022, the Time Is Now
As of March 10, 2025, ISO 20022 will become the messaging standard for financial services in the United States. Yet...
What Generation Redeems Gift Cards Online?
As digital commerce continues to grow, the use of gift cards has evolved, with online redemption becoming increasingly popular across...
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