The Federal Reserve published its Non-Cash Payment study, a tri-annual report on cash displacement.  Here are seven things you should...

We heard a story like this one back in 2019, when Walmart sued Synchrony on their co-brand card. Remember when...

The Goldman Sachs Apple Card hit the market with a frenzy of a Silicon Valley startup. Apple announced the “simplicity...

The world went into a tizzy as COVID-19 became a public health crisis. In payments, buying habits shifted, and masks...

There is no doubt that a credit storm is brewing, but as we say in sunny FLA, that storm might...

It seemed like a good idea to get into lending back in 2016. Then three years later, Goldman Sachs made...

The CFPB has been pursuing the issue of credit reporting complaints for some time now, and with their latest report,...

Credit card revolving balances hit a historical high, as shown in the Federal Reserve’s most recent update.  Revolving credit card...

Payment industry pundits and politically motivated legislators should look at the complexities found in Regulation II. Furthermore, they should look...

A credit card charge-off occurs when the account is 180 days delinquent.  At this point, the financial institution must take...