Everyone Can Use an iPhone, But an Apple Card Isn’t for Everyone
Full Disclosure: I love my iPhone. It is a paid-in-full iPhone XS Max that is six years old and works...
College Credit Cards: Getting Pizza & Beer Isn’t Like it Used to Be
Getting a college credit card was easy back in the day. Issuers flocked to the segment, which in 1990 represented...
Best Practices in Secured Credit Cards: KeyBank Still Nails It
Not every consumer warrants an Amex Gold Card, a Chase Sapphire, or a Citi Custom Cash Card. With consumer credit...
Coming of Age for Millennials: American Express Nails It Again
During my (very long) career in credit cards, I’ve held Mastercard and Visas at every top bank, but there was...
Only One Basis Point, But Time for Small Credit Card Issuers to Worry
The first quarter often brings relief to credit card issuers, as holiday shopping is over, New Year resolutions bring promises...
Rewards: On the CFPB Watch List, but Keep an Eye on the Consumer Complaints
My journey with American Express began in 1998, a year that pales in comparison to my father-in-law's card, a relic...
Credit Card Comparison Sites: Will CFPB Stop the Fox from Watching the Hen House?
It is a noble goal to throw a flag on the field about credit card comparison sites, a topic Javelin...
Nearly 1 in 10 Credit Card Dollars End Up in Charge-Offs at Smaller Banks
The great divide between the top 100 credit card and smaller issuers hit a milestone, based on information published by...
Credit Card Lenders: Brace Yourself for Practical Household Budgeting
The stressed economy is on everyone’s mind, and now credit card issuers are preparing for a downward shift in operational...
2023 Ends on a High Note for Credit Cards, but Expect High Risk in 2024
For credit card issuers, 2023 ends with a boom. The trick will be to ensure 2024 does not end with...
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