Voice Activated P2P Launched with Google Pay

by Sarah Grotta 0

google assistant

Google announced last week that it will allow consumers to conduct P2P transactions through Google Assistant.  The official Google blog on voice activated P2P transactions can be found here.  This will allow Google Pay users the opportunity to use voice-activated devices like phones and tablets and eventually speakers like Google Home to shout out their P2P payment requests.  We will monitor if the convenience of voice activated over typed instructions will win over more users to Google’s service.  More on this development from Mobile Marketers:

Smartphone owners need to have a Google account that’s set up with Google Pay to handle transactions, and have the Google app installed on a mobile device. To transfer money or request a payment, Google Assistant users can say commands into their phones like, “Hey, Google, send $300 to Mom” or “Hey Google, request $9.43 from John for gas money.” Payments have to be authorized on a smartphone or other device with a fingerprint scan or password, and don’t rely purely on a voice command.

Funds sent with Google Assistant can be received by any person in a Google user’s contacts, even if the recipient doesn’t have Google Pay, per the blog post. Google Assistant can guide people without Google Pay on how to set up an account. Google Assistant can send up to $9,999 in a single payment, as with Google Pay on Android phones, according to VentureBeat.

Overview by Sarah Grotta, Director, Debit and Alternative Products Advisory Service at Mercator Advisory Group

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