EMV Migration Forum Provides Guidance for Contactless Debit Transactions in White Paper Addendum

by Sarah Grotta 0

The EMV Migration forum announced today an addendum to their technical framework which covered the guidelines for Debit EMV. The addendum now encompasses contactless debit for mobile devices and dual interface cards.
This is a must read for those debit issuers contemplating how to ensure that planned mobile and dual interface payments will come into compliance with the Durbin Amendment requirement for two unaffiliated network options. Those who have already read the technical guidelines and want to jump straight to the addendum, you can start your reading on page 21.
The addendum also covers:
• CVM Processing – Online PIN, Signature and No CVM may be supported as per the payment networks’ specifications
• U.S. Common Debit AID Selection – A chart illustrates an example flow for the merchant making a decision to select the U.S. Common Debit AID


Overview by Sarah Grotta, Director, Debit Advisory Service at Mercator Advisory Group

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