Truth In Data

Credit card companies often promote introductory offers to attract new customers—but who finds these deals most appealing? By looking at...

As businesses continue shifting toward digital payment solutions, Automated Clearing House (ACH) transactions have emerged as a dominant force in...

Loan losses represent one of the most critical indicators of financial system health, and stress-testing scenarios provide a clear lens...

Digital IDs are quietly reshaping how we pay, prove, and protect—but most people don’t even know they exist. As governments...

Gift cards are the go-to gift when you're out of time, out of ideas, or just want to keep it...

Most people carry at least one debit card, but the number in each wallet is growing. As banks, fintechs, and...

In recent years, the role of commercial checks in business payments has evolved significantly. While their overall use has declined,...

As digital wallets and contactless cards gain ground, the way consumers pay at physical stores is shifting fast. But which...

Small business credit cards aren’t just for covering day-to-day expenses—they’re strategic tools that can streamline operations, improve cash flow, and...

The average American’s financial life is spread across a growing web of accounts—checking and savings at traditional banks, retirement and...