Beyond Tokenization White Paper

Cloud-based payments powered by tokenization
represent a paradigm shift in the way the payments
industry enables secure payments and manages risk
across multiple mobile platforms and access points.
Top industry players see major opportunities presented
by new flexible implementations of mobile payments.
The most notable of these is Host Card Emulation (HCE),
which not reliant on scarce and controlled resources of
security hardware on smartphones. However, the new
avenues open for cloud and software-based mobile
payments are not without risk.

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