PaymentsJournal

Every day, financial institutions process trillions of dollars across dozens of payment rails. Yet when asked about innovation, most admit...

Digital banking has trained consumers to expect speed, simplicity, and instant results. Yet, when those same expectations reach the commercial...

Not long ago, payments meant paper, ink, and a trip to the mailbox. Today, consumers expect the opposite—transactions that are...

As payments have evolved from cash and checks to cards and digital payments, something essential has been lost: the human touch. Yet consumers are not data points—they crave a...

Running a small business is hard enough—juggling operations, customers, and cash flow. Now imagine software that not only streamlines day-to-day...

In an industry dominated by plastic, metal cards stand out. Their distinctive look, feel, and even sound have drawn in...

Too often, those most in need of assistance are the last to receive it—delays compounded by manual processes and outdated...

Creating a synthetic identity used to be the realm of seasoned hackers, but now it can be done with a...

Once a humble piece of plastic tied to a single merchant, gift cards have evolved into flexible ecosystems that sit...

From transforming member experiences to building a culture of information literacy, data has become a catalyst for innovation at credit...