Here’s a good question: Can digital currency (DC) thrive within the two-tier monetary system that banks use the world over?...

There’s still hell to pay in the back-end, says Marten Nelson, Co-founder, Token.io. True digitisation in payments means overhauling the...

January 2019 marked a year since open banking came into play in Europe. While 2018 saw a steep learning curve...

What is a bank? A place to store money? Yes, but keeping cash under the mattress doesn’t make a bank...

As the shift towards open banking gains speed, it’s time for financial institutions around the world to recognize this for...

Let’s work backwards. Most banks know that the final deadline to comply with PSD2’s Regulatory Technical Standard (RTS) is 14th...

The open banking ecosystem can learn a lot from the smartphone operating system (OS) market. In particular, banks that are...

Before we get into the ‘smart’ bit, let’s recap. Tokenization is the security process that most recently unlocked the mobile...

Confused about programmable money? Marten Nelson, co-founder and VP of Marketing at Token sets the record straight. The process of...