Welcome to PaymentsJournal's Strategy Sessions. These in-depth Sessions are topic centric and built from a wealth of information
posted on PaymentsJournal, including news, whitepapers, data points, resource links and insights by Mercator Advisory Group analysts
and industry professionals.
This page serves as a gateway to each Strategy Session and provides a description of each topic and displays the quantity of related
PaymentsJournal material found on each topic.
Sessions are in order by most recent updates ›
We're already seeing change in the space this year with TSYS acquisition of NetSpend. Expect the regulatory environment to pick. Smartphones and social media will have an affect on consumer behavior.
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In 2012, the debit industry in the U.S. began to recover from the turmoil resulting from the Durbin Amendment, but that doesn't mean smooth sailing by any means. 2013 may be the year of living dangerously as issuers begin to move into new product territories like mobile, EMV, and P2P payments.
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Merchant acquirers in the U.S. now have begun to rationalize their delivery of value-added services and innovative technology. With the emphasis on mobile devices across the market, merchant service providers have focused resources on the micro/mobile...
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A well-planned and executed channel strategy is always a win-win situation for stakeholders. FIs are beginning to have renewed optimism about the economy, and are highly motivated to replace traditional fee revenues and seek out new revenue sources in this post-Durbin environment.
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2012 marked the year the drought in net new credit card accounts began to thaw, with roughly 3% net new accounts among Visa and MasterCard issuers. Mercator Advisory Group’s expectation for account formation in 2013 is even stronger, at around 5% net new accounts on file.
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Mobile devices continue to re-shape the U.S. communications marketplace, and with it the delivery of consumer financial services and retail marketing strategies. The pace of change is rapid, demanding that both financial service providers and retailers...
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The point-of-sale terminal no longer involves just a simple card-swipe machine. It is now a complex system meant to give consumers a quick and efficient check-out process. The systems now come in different forms, from self-checkout lanes at supermarkets to swipe machines attached to smnartphones.
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In the payments industry, no topic has generated more angst and confusion the last three years than PCI compliance. Prime Factors’ goal in supporting this Session is to weed out the hype, and give the community a single source for unbiased news, information and advice on this complex subject.
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Will EMV make it to the U.S.? If it’s going to happen according to plan, issuers and acquirers need to start preparing now. The EMV Strategy Session will help by providing the latest news, views and insights. Sponsored by Prime Factors, you’ll want to check out the EMV page whether you do business...
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Riding the wave of new “social media” technologies, GenerationX, the Millennials, and Baby Boomers continue to drive the adoption of different mechanisms for communications, community collaboration, and social organization and interaction. Social networks are building critical mass in the...
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The Credit Card Accountability Responsibility and Disclosure Act of 2009 was the first of two major pieces of legislation that started the payments industry down the road of increased regulation. The Dodd–Frank Wall Street Reform and Consumer Protection Act, which included the Durbin Amendment,...
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Updated 12 days ago