Compliance and Regulation

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  • Durbin Amendment's Affect on Micropayments The Durbin Amendment's affect on micropayments for vending machines that accept credit and debit cards is evident in the cheaper interchange rates. For more information on the slide from this particular Mercator Advisory Group webinar, please visit the Debit service here.
  • Durbin Amendment Timeline This graph is a condensed implementation timeline which defines the major milestones laid out by the Federal Reserve in its final rules. For more information about the graphic from this particular report, please visit Mercator Advisory Group's Debit Service here.
  • Example of E.U. Chain of Regulatory Coordination: Data Protection Directive These directives are passed down to each E.U. member country, where they are implemented by the respective national legislative bodies. This is a flowchart showing how the European Union and its member states coordinate privacy and data regulation. For more information about this particular report, visit Mercator Advisory Group here.
  • Proposed Amendment to the Financial Services Modernization Act of 1999 Representative Jackie Speier (D-CA)introduced in 2011 a bill that would amend the Gramm-Leach-Bliley Act, also known as the Financial Services Modernization Act of 1999.  
  • Regulation of Mobile Payments in the United States Allston & Bird LLP whitepaper about the regulatory challenges facing mobile payments in the United States.
  • Proposed Prepaid Card Consumer Protection Act Senator Robert Menendez (D-NJ) introduced the following bill, which provides protection for consumers who have or will purchase prepaid cards.
  • Federal And State Gift Card Laws The chart that follows, identifies the laws of the 50 States of the United States of America and the District of Columbia (DC), that regulate gift certificates and/or gift cards.
  • Summary of 2010 Americans With Disabilities Act ATM Standards Summary of New 2010 Americans with Disabilities Act (ADA) ATM Standards 2011 First Data Corporation. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.
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