The Risks and Rewards of Payments Innovation
by: Karen Gordon, Public Relations Strategist, Zoot Enterprises, Inc.
5/23/2013
Partnerships are the name of the game in payments today Discover and PayPal, American Express and Wal Mart, Square and Starbucks. These strategic relationships are extremely powerful because they utilize each other’s strengths to make their companies more successful and...
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Is PayPal Really a “Frenemy”of the Banks?
by: Tristan Hugo-Webb, Mercator Advisory Group
5/22/2013
In the last 15 years, PayPal has enjoyed a meteoric rise and has gained an enormous consumer following worldwide. Consumers use PayPal for its trusted and reliable service in delivering secure online payments. But as PayPal has grown and moved...
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Gyft Gives Smartphone Users a Mobile Management Tool for Gift Cards
by: Ben Jackson, Mercator Advisory Group
5/14/2013
Editor’s note This is the first in a series of Perspectives from Prepaid Senior Analyst Ben Jackson testing different prepaid mobile applications. Start up company Gyft is betting the smartphone can make gift cards more valuable for retailers and cardholders....
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The Next Generation of Cross-sell
by: Alex Johnson, Marketing Specialist, Zoot Enterprises
5/13/2013
Cross sell is, and always has been, a core component of financial institutions’ business strategies. However, in today’s market—with lenders looking to grow their credit portfolios and the competition for new customers remaining incredibly fierce—the idea of deepening wallet share...
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The Many Combinations and Permutations of Mobile Banking Solutions
by: Ed OBrien, Mercator Advisory Group
5/13/2013
As part of Mercator Advisory Group’s research for recent (and future) reports on mobile banking, we see an ever increasing array of available products, solutions, and deployment methods. Mobile banking solutions offer something for everyone, and can include one or...
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Remain Relevant, Through Mobile Technology Adoption
by: Christopher T. Cox, Vice President, Product Development
First Data Mobile Solutions, First Data
5/9/2013
Today’s consumers are empowered by new online and mobile technology, driving forces behind continued, dramatic changes in banking and retail commerce. They expect to transact business and make payments electronically – anytime, anywhere and on any type of device. First...
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Electronic Identity Cards for Every European Citizen?
by: Tristan Hugo-Webb, Mercator Advisory Group
5/8/2013
Speaking at the European Citizens' Initiative last month, European Commission Vice President Maroš Šefčovič said he believed that all European Union citizens will be required to carry electronic identity (eID) cards in the not too distant future. With the majority...
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